Luxury Down Under
Megan is a 13-year-old teenage girl, who realises that she has psychic powers that others do not have. At first, she tried to talk to her mother about them, but with disastrous consequences, so she learned to keep quiet about them. However, some people do offer to help and an animal showed a special friendship, but they were not 'alive' in the normal sense of the word. They had passed on. Megan has three such friends: Wacinhinsha, her Spirit Guide, who had been Sioux in his last life on Earth; her maternal grandfather, Gramps and a huge Siberian tiger called Grrr. Wacinhinsha is extremely knowledgeable in all things spiritual, psychic and paranormal; her grandfather is a novice 'dead person' and Grrr can only speak Tiger, as one might imagine and most of that, of course is unintelligible to humans. In 'Megan Goes on Holiday', the family goes on holiday abroad and Megan becomes besottd with the place. On her return home, she makes a bit of a fool of herself by pretending to be what she is not and showing off. However her mother and a few others bring her back to reality Wacinhinsha gives her an explanation for her recent infatuation with her holiday destination.
A comprehensive guide designed to help consumers understand the American health insurance system so that they can obtain the benefits to which they are entitled. Epstein explains the ins and outs of both new and traditional health insurance plans, including traditional individual and group policies, HMOs and other types of managed care plans, self-funded plans, Medicare, Medicare HMOs, Medigap, long-term care, COBRA, CHAMPUS, and Medical Savings Accounts.
Written by a nationally syndicated columnist, this useful volume also deals with special health insurance issues related to children, adults with special needs, and individuals who may need long-term care. In addition, Epstein provides valuable information for individuals who are in the process of changing jobs or making changes in their marital or family status, choosing a health insurance plan, or arranging long-term care-including placement in a nursing home or an assisted-living facility-for an aging parent. The book has a practical focus with a variety of tables and worksheets to help consumers establish a system for preventing health insurance problems, and for dealing with any health insurance problems that may arise. It also contains answers to common questions about health insurance, and provides a list of organizations that offer detailed information and advice in regard to specific health insurance problems.
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Luxury Down Under