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When Mr Alec Quigley, superannuated insurance clerk, leaves the Bedfordshire bungalow of his indomitable niece Angela and makes his way to the Spanish village that he once read about in a history book, things are unlikely to go smoothly. A man with many foibles, not least his tendency to fantasise, his guardian Angela wants him home before he can get into any of the frequent scrapes that have dogged his - and, of late, her - existence. He is, however, intent on carving out a new life for himself in the Spanish interior and soon enlists the help of Fernando the fireman, Jorge the restaurateur and Salvador the soak to repel the imminent invasion of Angela. When love between himself and Fernando's older sister rears its hypnotic head, the stage is set for a showdown between Mr Quigley, reality and his niece. This is, according to Mr Quigley, a true story.
Within all large consumer facing organizations, most decisions about how to deal with people are made automatically by computerized decision making systems. Information about people, their lifestyle and past behavior are used to predict how they are expected to behave in the future. It can be determined if someone applying for a bank loan will make their repayments, who will respond to a marketing communication and the likelihood that someone will claim on their insurance policy. This book provides a step-by-step guide to how Predictive Analytics is used by some of the world's most influential organizations. This includes international banks, leading insurance providers, credit reference agencies and national governments. It covers all stages of the Predictive Analytics process. This includes project management, data collection, sampling, data transformation and pre-processing, model construction, validation, implementation and post-implementation monitoring of the model's performance.
Utilizing a social psychological approach, the authors examine the motivation, adjustment issues and return migration of American emigrants. The analysis of these comparative experiences reveal core elements of American culture.
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